Graduate/Professional

Step 1: Confirm Your Enrollment Status

To be eligible for federal loans and some private loans, you must be enrolled at least half-time. To confirm if you’re meeting the half time enrollment status for your graduate program please click here.

Step 2: Submit the FAFSA

To qualify for federal loans, you must file the Free Application for Federal Student Aid (FAFSA). File the FAFSA at studentaid.gov if you plan to use federal loans to help pay for your tuition and fees. 

• Complete the 2025-2026 FAFSA to receive consideration for financial aid between Fall 2025 and Summer 2026.
• Complete the 2026-2027 FAFSA to be considered for financial aid between Fall 2026 and Summer 2027.

Visit our FAFSA Tips page for more information on what to expect when you complete your application.

Step 3: Confirm Your Aid

After our office receives your FAFSA, we may need additional information from you. We will email you if you have unsatisfied requirements, or you can check your Home tab in the Financial Aid Dashboard in BearWeb. If you borrow federal loans, complete the Title IV Authorizations in BearWeb under the Resources tab in the Financial Aid Dashboard.

If you want to apply for additional aid, you can apply for a Grad PLUS or private loan. We encourage you to borrow responsibly and to carefully review the terms and conditions of repayment. For a list of trusted loan providers, please review our Loans website. You are not required to borrow a loan from any of the providers found on this list.

From there, you can select your preferred method of receiving your money. In the case you receive any refunds to your student account, you should set up your refund preferences in BearWeb. In the BearWeb menu, navigate to "Student Financial Resources" and click on "Student Refunds."

Step 4: Stay in Touch with One Stop

We encourage you to monitor your Baylor email for any important messages about your financial aid and any other opportunities that may become available.

If you have any questions, please contact Baylor One Stop by submitting an online contact form, calling us at 254-710-2611, or by visiting us in-person on the third floor of the Bill Daniel Student Union Center (SUB).

Graduate Student Financial Aid Timeline

Financial Aid for Graduate Certificate Programs

To learn more about financial aid for Graduate Certificate programs click here.