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Baylor BU One Stop Student Financial Services Cost & Payment Payment Options Personal Payments
  • Cost and Affordability
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  • Billing Process
  • Payment Options
    • Payment Plans
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Personal Payments

E-Bill System

Pay by electronic check from a checking or savings account (no fee). You may also pay using a major credit card (a 2.95% convenience fee will be charged by a third-party processor - PayPath) through the E-Bill System. 

Payment Card Industry (PCI) Compliance

Safeguarding payment cardholder data is a shared responsibility which honors the trust of our students, customers, and constituents. Faculty or Staff who process, transmit or store cardholder data on behalf of Baylor University, please visit the PCI Compliance website to access information and requirements.


Wire Transfer & International

  • Convera (formerly Western Union) International payments are accepted using the E-Bill System. 
  • If you would like to make a payment to a student account via wire transfer using the E-Bill System, select Bank Wire as your payment method. 
  • You may also use Flywire.


529 Payments / Mail / In-Person

529 Plan Electronic Disbursements - 

Baylor has partnered with Flywire to offer an option for payers to disburse funds electronically to the university from a select group of 529 plans. This means faster and more accurate payment processing if your plan provider is one of the participating partners. 

To use this new payment method, initiate a payment directly with your 529 provider and look for an electronic payment option for Baylor. Please be sure to correctly enter your student's 9-digit Baylor student ID number for which the payment is intended to ensure accurate and timely processing. 

If you are mailing a personal or 529 payment or an outside scholarship check, please use the Baylor One Stop mailing address. Payments cannot be accepted by phone. 

Pay in person at the Baylor One Stop Office in the Bill Daniel Student Center (SUB), Third Floor Monday - Wednesday & Friday, 9 a.m. - 4 p.m., Thursday, 9:30 a.m. - 4 p.m.

Student Financial Aid

Students must file the FAFSA beginning October 1 each year to receive consideration for federal and institutional financial aid. Students who file their financial aid applications late should be prepared to pay the first installment of the payment plan (including a $60 non-refundable payment plan fee) to fulfill the financial obligation by the due date.

Please Note: The CSS Profile is no longer required for students entering Baylor beginning in Fall 2027. Students whose first term is Spring or Summer 2027 must still submit the 2026-2027 CSS Profile, as that financial aid application covers the entire 2026-2027 academic aid year.

Please monitor BearWeb and your Baylor email for important notifications about outstanding aid requirements that must be completed. All financial aid must appear as a "Credit" or "Anticipated Financial Aid" on a student's account in order for it to count towards their term's billing information.

Recipients of scholarships from religious institutions, foundations, corporations, individuals, or other organizations outside the University should arrange with their donors to have checks sent to the Baylor One Stop Office.

If you need financial aid assistance, please contact the Baylor One Stop Office.

General Use of a 529 Plan

You can use your 529 plan funds for qualified education expenses, such as tuition, books, and certain living costs.

Yes, you can use a 529 plan for your own education expenses, as long as they are qualified.

Yes, you can use a 529 plan in any state, regardless of where it was opened.

Tuition and fees, Books, Supplies, Equipment required for courses, on-campus housing, off-campus housing (if student is enrolled at least part time), meal plans provided by the institution, computers and related technology, special needs services, transportation if required by the school, student loan repayments (up to $10,000), graduate and post graduate school. 

Eligible Expenses

Yes, 529 plans can cover tuition, books, and required supplies.

Yes, but only if the rent is for qualified student housing (e.g., an apartment near the school).

Yes, 529 plans can be used to repay federal or private student loans, but only up to $10,000 per borrower.


 

Yes, 529 funds can be used to buy a computer or other required technology for education purposes.


 

You can use 529 funds for meal plans and transportation, but typically not for sorority dues or tutoring unless they are required by the school.

Making Payments and Withdrawals

You can request a withdrawal from your 529 plan to pay tuition directly to the school.

Withdraw 529 funds and use them for qualified off-campus housing costs, including rent, if they meet eligibility requirements.


 

Contact your 529 plan provider to request a withdrawal. You can have the funds sent directly to the school or to your personal account.

Payments can be made directly to educational institutions or you can reimburse yourself for qualified expenses by withdrawing funds.

You can use 529 funds at any time, as long as the expenses are qualified.

Tracking and Managing 529 Funds

Keep receipts for qualified expenses and use them to document withdrawals or reimbursements.


 

Maintain a record of all qualified expenses and withdrawals. Some 529 plans provide tools for tracking.

Withdrawals can be made online or by contacting your 529 plan provider, specifying the expenses for which the funds are being used.


 

Special Use Cases

Yes, as long as the housing is considered qualified student housing near the school.


 

Yes, 529 funds can be used for rent (if it's for qualified student housing) and to repay student loans (up to $10,000 per borrower).

Yes, 529 funds can be used to purchase a computer or similar technology, as long as it is required for your education.

If you have specific questions about your plan, please reach out to your provider.

Still Need Help? Baylor One Stop is here for you

Baylor One Stop

Office Hours: 
Monday, Tuesday, Wednesday, and Friday: 9:00 a.m. to 4:00 p.m.
Thursday: 9:30 a.m. to 4:00 p.m.

Bill Daniel Student Center (SUB), Third Floor
1311 S. 5th St.
Waco, TX 76706

Baylor University
One Bear Place #97028
Waco, Texas 76798-7028

Financial Aid Questions: 254.710.2611
Student Account Questions: 254.710.2311

Baylor Veteran Education Benefits

Office Hours: 
Monday - Friday: 9:00 a.m.- 1:00 p.m.

Clifton Robinson Tower - 4th Floor
700 South University Parks Dr.
Waco, Texas 76706

Baylor University
One Bear Place #97068
Waco, Texas 76798-7028

254.710.8870

Submit an Online Inquiry

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VA Education Benefits Online Inquiry
Baylor BU One Stop Student Financial Services Cost & Payment Payment Options Personal Payments
  • Apply for Aid
    Back
    • Incoming Freshman/Transfer
    • Current Undergraduate
      Back
      • Study Abroad
      • Summer Aid
    • Graduate/Professional
    • International
    • Financial Aid Timelines
    • Wintermester
  • Types of Aid
    Back
    • Scholarships
      Back
      • Incoming Freshman Merit-Based Scholarships
      • Transfer Merit-Based Scholarships
      • Current Undergraduate Scholarships
      • Specialty Baylor Awards
      • Graduate Awards
      • Scholarship Universe
      • Outside/Private Scholarships
    • Grants
    • Work-Study
    • Loans
      Back
      • Undergraduate Student Loans
      • Parent Loans
      • Graduate Student Loans
      • Professional Student Loans
      • International Student Loans
  • Cost & Payment
    Back
    • Cost and Affordability
      Back
      • Net Price Calculator
      • Cost of Attendance
    • Tuition & Other Fees
      Back
      • Tuition
      • Meal Plans
      • Housing
      • Optional Fees
      • Student Licensure, Credential and First Certification Costs
    • Billing Process
      Back
      • View Bill
      • Payment Due Dates
      • Authorized User Access
      • Add/Drop Tuition Refunds
      • Cancellation/Withdrawal
    • Payment Options
      Back
      • Payment Plans
      • Personal Payments
      • College Savings & Pre-Paid Tuition Plan
      • International Payments
    • Refunds & Direct Deposit
    • Baylor University + BankMobile Disbursements
    • Estimate Your Bill and Costs
  • Resources & Forms
    Back
    • Appeals
    • Financial Aid Process
    • Financial Aid TV
    • FAFSA Tips and Updates
    • Forms
    • Helpful Links
    • Loan Collections
    • Verification
    • 1098-T
  • Consumer Information
    Back
    • Financial Aid Consumer Information
    • Family Educational Rights & Privacy Act (FERPA)
    • HEOA Student Consumer Information
    • Satisfactory Academic Progress
    • Resources to Help You Meet SAP
    • Title IV Credit Authorizations
    • Emergency Relief Funds (CARES Act, HEERF II, ARP/HEERF III)
  • VA Education Benefits
    Back
    • Veteran Education Benefit Types
    • GI Bill® Benefits Checklist
    • Yellow Ribbon Program
    • Military Scholarships & Aid
    • Forms, Resources and FAQs
    • Veteran Educational and Transitional Services (VETS)
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