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Baylor University
One Stop Student Financial Services
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Baylor BU One Stop Student Financial Services Consumer Information Financial Aid Consumer Information Preferred Lender List and Disclosures
  • Financial Aid Consumer Information
  • Family Educational Rights & Privacy Act (FERPA)
  • HEOA Student Consumer Information
  • Satisfactory Academic Progress
  • Resources to Help You Meet SAP
  • Title IV Credit Authorizations
  • Emergency Relief Funds (CARES Act, HEERF II, ARP/HEERF III)

Preferred Lender List and Disclosures

Baylor utilizes ELMSelect, a neutral lender and product comparison tool, to present the lenders on our preferred lender list to you. Access our lender list by visiting: 

ELMSELECT

IMPORTANT:  You are NOT restricted to the lenders presented on our preferred lender list. You should not be directed to any specific lender by the University; you may choose any lender and follow their application process. 

We provide this list as a resource for you to research and make the best selection for your educational funding needs. This list is not exhaustive and other options are available. You do not need to borrow from a lender on this list. 

Preferred Lender Arrangements

Placement on the lender list is the result of our annual evaluation of the lender's borrower benefits offered, timely processing, flexibility, historical certification levels at Baylor University, and customer service to you and our staff. To ensure lenders on this list are selected based on the best interests of the borrowers we specifically review: 

  • Payment of origination or other fees on behalf of the borrower.
  • Highly competitive interest rates, or other terms, conditions, and/or provisions. 
  • High quality loan servicing. 
  • Additional benefits beyond typical standard terms, conditions, and/or provisions in loan borrowing. 
  • See more details here.

We exercise a duty of care and loyalty to our students when compiling the preferred lender list without prejudice and for the sole benefit of students and families at Baylor University.  We will not deny, impede the borrower’s choice of lender, or cause unnecessary delay in loan certification for those who choose a lender that is not included on the preferred lender list. Vendors on our preferred list were last reviewed June 1, 2023.

When viewing Lenders on ELMSelect, PLEASE BE SURE TO: 

  • Click on the VIEW button to see more information about the lender and loan options. 
  • View the DETAILS to see the Lender & Servicer information to understand any vendor affiliation to other lenders on the list and loan program specific disclosures. 

 

Still Need Help? Baylor One Stop is here for you

Visit

Bill Daniel Student Center (SUB), Third Floor
1311 S. 5th St.
Waco, TX 76706

Monday: 9:00 a.m. - 4:00 p.m.
Tuesday: 9:00 a.m. - 4:00 p.m.
Wednesday: 9:00 a.m. - 4:00 p.m.
Thursday: 9:30 a.m. - 4:00 p.m.
Friday: 9:00 a.m. - 4:00 p.m.

Call

Financial Aid Questions: 254.710.2611
Student Account Questions: 254.710.2311

Please have your Baylor ID number ready when you call.

Contact Us

Submit an inquiry online

If you experience issues submitting an inquiry, we suggest using Google Chrome and completing the form without autofill.

Mailing Address:

Baylor University
Baylor One Stop
One Bear Place #97028
Waco, TX 76798-7028

Baylor BU One Stop Student Financial Services Consumer Information Financial Aid Consumer Information Preferred Lender List and Disclosures
  • Apply for Aid
    Back
    • Incoming Freshman/Transfer
    • Current Undergraduate
      Back
      • Study Abroad
      • Summer Aid
    • Graduate/Professional
    • International
    • Financial Aid Timelines
    • Wintermester
  • Types of Aid
    Back
    • Scholarships
      Back
      • Incoming Freshman Merit-Based Scholarships
      • Transfer Merit-Based Scholarships
      • Current Undergraduate Scholarships
      • Specialty Baylor Awards
      • Graduate Awards
      • Outside/Private Scholarships
    • Grants
    • Work-Study
    • Loans
      Back
      • Undergraduate Student Loans
      • Parent Loans
      • Graduate & Professional Student Loans
      • Law Student Loans
      • MBA/OMBA Student Loans
      • International Student Loans
      • Health Profession Loans
  • Cost & Payment
    Back
    • Tuition & Other Fees
      Back
      • Tuition
      • Meal Plans
      • Housing
      • Optional Fees
      • Student Licensure, Credential and First Certification Costs
    • Cost of Attendance (COA) Calculator
    • Billing Process
      Back
      • View Bill
      • Payment Due Dates
      • Authorized User Access
      • Add/Drop Tuition Refunds
      • Cancellation/Withdrawal
    • Payment Options
      Back
      • Payment Plans
      • Personal Payments
      • College Savings & Pre-Paid Tuition Plan
      • International Payments
    • Refunds & Direct Deposit
    • Baylor University + BankMobile Disbursements
    • Net Price Calculator
    • Estimate Your Bill and Costs
  • Resources & Forms
    Back
    • Appeals
    • Financial Aid Process
      Back
      • Revised Financial Aid Offers
      • Student Responsibilities
    • Financial Aid TV
    • FAFSA Tips and Updates
    • Forms
    • Helpful Links
    • Loan Collections
    • Verification
    • 1098-T
  • Consumer Information
    Back
    • Financial Aid Consumer Information
    • Family Educational Rights & Privacy Act (FERPA)
    • HEOA Student Consumer Information
    • Satisfactory Academic Progress
    • Resources to Help You Meet SAP
    • Title IV Credit Authorizations
    • Emergency Relief Funds (CARES Act, HEERF II, ARP/HEERF III)
  • Contact Us
  • BearWeb
  • Pay Your E-Bill
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