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Baylor University
One Stop Student Financial Services
  • Apply for Aid
    • Incoming Freshman/Transfer
    • Current Undergraduate
      • Study Abroad
      • Summer Aid
    • Graduate/Professional
    • International
    • Financial Aid Timelines
    • Wintermester
  • Types of Aid
    • Scholarships
      • Incoming Freshman Merit-Based Scholarships
      • Transfer Merit-Based Scholarships
      • Current Undergraduate Scholarships
      • Specialty Baylor Awards
      • Graduate Awards
      • Outside/Private Scholarships
    • Grants
    • Work-Study
    • Loans
      • Undergraduate Student Loans
      • Parent Loans
      • Graduate & Professional Student Loans
      • Law Student Loans
      • MBA/OMBA Student Loans
      • International Student Loans
      • Health Profession Loans
  • Cost & Payment
    • Tuition & Other Fees
      • Tuition
      • Meal Plans
      • Housing
      • Optional Fees
      • Student Licensure, Credential and First Certification Costs
    • Cost of Attendance (COA) Calculator
    • Billing Process
      • View Bill
      • Payment Due Dates
      • Authorized User Access
      • Add/Drop Tuition Refunds
      • Cancellation/Withdrawal
    • Payment Options
      • Payment Plans
      • Personal Payments
      • College Savings & Pre-Paid Tuition Plan
      • International Payments
    • Refunds & Direct Deposit
    • Baylor University + BankMobile Disbursements
    • Net Price Calculator
    • Estimate Your Bill and Costs
  • Resources & Forms
    • Appeals
    • Financial Aid Process
      • Revised Financial Aid Offers
      • Student Responsibilities
    • Financial Aid TV
    • FAFSA Tips and Updates
    • Forms
    • Helpful Links
    • Loan Collections
    • Verification
    • 1098-T
  • Consumer Information
    • Financial Aid Consumer Information
    • Family Educational Rights & Privacy Act (FERPA)
    • HEOA Student Consumer Information
    • Satisfactory Academic Progress
    • Resources to Help You Meet SAP
    • Title IV Credit Authorizations
    • Emergency Relief Funds (CARES Act, HEERF II, ARP/HEERF III)
  • Contact Us
  • BearWeb
  • Pay Your E-Bill
Baylor BU One Stop Student Financial Services Types of Aid Loans Terms & Conditions
  • Scholarships
  • Grants
  • Work-Study
  • Loans
    • Undergraduate Student Loans
    • Parent Loans
    • Graduate & Professional Student Loans
    • Law Student Loans
    • MBA/OMBA Student Loans
    • International Student Loans
    • Health Profession Loans

Terms & Conditions

  • Title IV Loan recipients must have submitted a valid FAFSA and meet all minimum eligibility requirements for recipients of Federal aid programs.
  • Loan amounts vary based on the student's level, dependency status, and classification. 
  • Interest rates change annually. See studentaid.gov for new rate information for federal loans.
  • Satisfactory Academic Progress standards for all state and federal programs can be found at onestop.web.baylor.edu/SAP.
  • Most loans are available up to Cost of Attendance (COA), less all other aid.  
  • Title IV loan information will be submitted to NSLDS and accessible by authorized agencies, lenders, and institutions, for students, or parents of students, who enter into an agreement regarding Title IV loans [HEOA 489 amended HEA Sec. 485B] – Access Title IV loan information here:  https://nslds.ed.gov/nslds/nslds_SA/.
  • Entrance Counseling helps you understand loan terms and conditions. 
  • Exit counseling helps you understand responsibilities when you drop below less than half-time hours, stop attending, or graduate.
  • It is important to understand the terms and conditions of your loan and retain copies of all loan documents.  When you sign your promissory note (MPN), you are agreeing to pay the loan according to the terms of the note, even if you do not complete your educational program.
  • Once all requirements are met, accepted Title IV loans will schedule to disburse, no earlier than ten days before the first day of class.
  • Terms and conditions of Title IV, HEA program loans may be more favorable than provisions of private education loans.
Code of Conduct for Education Loans 

To comply with the Higher Education Opportunity Act of 2008 (HEOA), Baylor has adopted the federally mandated Code of Conduct for Education Loans to address specific legislative concerns relating to educational loan programs. 

Still Need Help? Baylor One Stop is here for you

Visit

Bill Daniel Student Center (SUB), Third Floor
1311 S. 5th St.
Waco, TX 76706

Summer Tuesday and Wednesday location:
Mark and Paula Hurd Welcome Center
I-35 and University Parks Drive
Waco, TX 76706

Monday: 9:00 a.m. - 4:00 p.m.
Tuesday: 9:00 a.m. - 4:00 p.m. at the Hurd
Wednesday: 9:00 a.m. - 4:00 p.m. at the Hurd
Thursday: 9:30 a.m. - 4:00 p.m.
Friday: 9:00 a.m. - 4:00 p.m.

Call

Summer Tuesday and Wednesday phone hours: 1:00 p.m. - 4:00 p.m.

Financial Aid Questions: 254.710.2611
Student Account Questions: 254.710.2311

Please have your Baylor ID number ready when you call.

Contact Us

Submit an inquiry online

If you experience issues submitting an inquiry, we suggest using Google Chrome and completing the form without autofill.

Mailing Address:

Baylor University
Baylor One Stop
One Bear Place #97028
Waco, TX 76798-7028

Baylor BU One Stop Student Financial Services Types of Aid Loans Terms & Conditions
  • Apply for Aid
    Back
    • Incoming Freshman/Transfer
    • Current Undergraduate
      Back
      • Study Abroad
      • Summer Aid
    • Graduate/Professional
    • International
    • Financial Aid Timelines
    • Wintermester
  • Types of Aid
    Back
    • Scholarships
      Back
      • Incoming Freshman Merit-Based Scholarships
      • Transfer Merit-Based Scholarships
      • Current Undergraduate Scholarships
      • Specialty Baylor Awards
      • Graduate Awards
      • Outside/Private Scholarships
    • Grants
    • Work-Study
    • Loans
      Back
      • Undergraduate Student Loans
      • Parent Loans
      • Graduate & Professional Student Loans
      • Law Student Loans
      • MBA/OMBA Student Loans
      • International Student Loans
      • Health Profession Loans
  • Cost & Payment
    Back
    • Tuition & Other Fees
      Back
      • Tuition
      • Meal Plans
      • Housing
      • Optional Fees
      • Student Licensure, Credential and First Certification Costs
    • Cost of Attendance (COA) Calculator
    • Billing Process
      Back
      • View Bill
      • Payment Due Dates
      • Authorized User Access
      • Add/Drop Tuition Refunds
      • Cancellation/Withdrawal
    • Payment Options
      Back
      • Payment Plans
      • Personal Payments
      • College Savings & Pre-Paid Tuition Plan
      • International Payments
    • Refunds & Direct Deposit
    • Baylor University + BankMobile Disbursements
    • Net Price Calculator
    • Estimate Your Bill and Costs
  • Resources & Forms
    Back
    • Appeals
    • Financial Aid Process
      Back
      • Revised Financial Aid Offers
      • Student Responsibilities
    • Financial Aid TV
    • FAFSA Tips and Updates
    • Forms
    • Helpful Links
    • Loan Collections
    • Verification
    • 1098-T
  • Consumer Information
    Back
    • Financial Aid Consumer Information
    • Family Educational Rights & Privacy Act (FERPA)
    • HEOA Student Consumer Information
    • Satisfactory Academic Progress
    • Resources to Help You Meet SAP
    • Title IV Credit Authorizations
    • Emergency Relief Funds (CARES Act, HEERF II, ARP/HEERF III)
  • Contact Us
  • BearWeb
  • Pay Your E-Bill
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